MONEY MANAGEMENT
		
		Put Your Financial House in Order
		
		 
		 
              CBN.com 
         Fran and Carol Watson love working on their fixer-upper 
        in Milford, New Hampshire. They bought the 150-year-old house after Fran 
        landed his first good job as a software technical writer. But there was 
        a catch. 
              "You can get a wonderful job making lots of money, but then projects 
          end, companies fold," says Fran. "I got laid off 11 months after I got 
          the first job."
 
              The couple wasn't prepared for the ups and downs of Frans profession. 
         
                          "We didn't have a savings plan, and we really didn't have a budget, 
          so when the hard times came, we fell back into the path of least resistance, 
          which was the credit cards, figuring that we would pay them off when 
          things got good again," Carol explains. 
                          But they didn't pay off their credit cards. 
                          "When times got good again, our first priority was not to pay that 
          debt down," admits Fran. "Even worse, our first priority was not to 
          honor the Lord with our finances." 
                          The Watsons had fallen into a trap. They maxed-out credit cards. Creditors 
          were calling. Over time, they amassed over $20,000 in credit card debt 
          alone. They saw no way out.  
                          "I just had this vision that I was going to have to work for the rest 
          of my life and beyond. I just couldn't conceive of any way that I could 
          get out of that debt," says Fran. 
                          Carol cried out to the Lord.  
                          "I began to be afraid that, financially, we might lose our house, we 
          might lose our cars," she recalls. 
                          Carol contacted a CBN phone counselor and asked for prayer and guidance. 
         
                          "We knew that the first thing we had to do was to re-commit to giving 
          and to tithing," she states. 
                                            
                          
              That day Carol and Fran joined CBN as 700 Club partners. They 
                even signed up with Pledge 
                Express. 
                          "I knew that $30 a month would go that same time of the month faithfully. 
          Regardless of my mood or my level of faith, that commitment was solid, 
          " she says. 
                          They began applying financial principles they learned from Pat Robertsons 
                            teaching tapes and The 700 Club. They cut up their credit cards 
                            and consolidated debts. And God filled in the gaps. 
                          "The money was just being provided, sometimes in ways I couldn't point 
          to, but the money always seemed to be there," Carol says. 
                          They both found jobs. Fran received an inheritance. It was the Principle 
          of Reciprocity at work. 
                          "If we give out of what God has given us," says Carol, "then He is 
          able to take that and multiply it back to us " 
                          Carol and Fran still have their fixer-upper. They work together now 
          managing medical records, and they are debt free. They've learned from 
          their mistakes, and they've been reminded of something infinitely more 
          important. 
                          "The Lord is there," says Fran. "He loves me. He cares for me. Most 
          of all, my security is in Him. That's what it comes down to, and Hes 
          a big God." 
                          Fran and Carol put into practice the biblical truths that they learn on The 700 Club and God, faithful to His Word, supplied their need!  God wants to do that for you too.  One way you can give to God is by giving to CBN.  Not only will you help provide biblical truth to people like Fan and Carol, but you will be helping people around the world with food, clothing, medical needs and humanitarian aid - all given in the name of Jesus!  Please join today!   
                          
                          
              
		  
 
 
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